5 Emergency rule 1. + Powers of State Regulatory Agencies FINDING OF EMERGENCY These rules are promulgated by the department of Licensing and Regulatory Affairs (department) to establish emergency rules for the purpose of implementing the Medical Marihuana Facilities Licensing Act (act), 2016 PA 281, MCL 333.27101 et seq., which took effect December 20, 2016. Good news for small growers and those looking to plan marijuana-friendly events. …There is a way, now it is up to you to demonstrate the will.”The Department of Insurance released new data this month showing a significant increase in homeowners insurance non-renewals. The bill is currently on suspense in the Assembly Appropriations committee.“If you want to protect the public, not the insurance companies, you should drop your advocacy of SB 290 immediately and use the extensive toolbox at your disposal to act to protect consumers.”In addition to taking immediate regulatory action, the group said Commissioner Lara should focus his legislative agenda on protecting homeowners, not the insurance companies, including:• Requiring insurers to assess rebuilding costs annually so replacement cost coverage provides what it promises.• Guaranteed issue of insurance to homeowners who harden their homes, just as the state guarantees issue of auto insurance to safe drivers.• Prohibiting insurance companies from non-renewing policyholders whose circumstances have not changed; enacting a strict consumer-protection standard for non-renewals.• Requiring insurance companies to obtain approval from the insurance commissioner before they can reduce the volume of policies in a given area.Voters enacted insurance reform law Proposition 103 in 1988, requiring the insurance commissioner to review every homeowners insurance rate before it takes effect, and reject any proposed rate increase that is excessive or unfairly discriminatory. The Emergency rules are effective for six months, and can change. A Freedom of Information Act (FOIA) request has shown that Michigan looked to Oregon, the only state with a limit on topicals, as guidance. Three Emergency Rules Ricardo Lara Can Issue Immediately to Protect Homeowners’ Access to Insurance Coverage by Consumer Watchdog August 27, 2019 Share this: These emergency rules include many of guidelines from the Open Texas Child Care Checklist (PDF).. The Michigan Department of Licensing and Regulatory Affairs released Emergency Administrative Rules today so that they can begin to implement the Michigan Medical Marihuana Facilities Licensing Act.
Proposition 103’s consumer protections and other statutory authority give the insurance commissioner broad power to ensure the prices homeowners insurance policyholders pay are fair.Launched in 1999 (in the era of dial-up!) Los Angeles, CA, Aug. 27, 2019 – In a letter sent today, Consumer Watchdog called on Insurance Commissioner Ricardo Lara to use the full authority of his office to preserve Californians’ access to home insurance.“Homeowners insurance companies are imposing extreme rate hikes and abruptly non-renewing homeowners who live in areas at higher risk for wildfires, even when they do everything in their power to mitigate fire hazards and harden their homes,” wrote Consumer Watchdog to Insurance Commissioner Ricardo Lara. LARA Medical Marihuana Facility Licensing Advisory Bulletins Barton Morris 2019-05-30T15:00:26-05:00 LARA Michigan Marihuana Facility Licensing Advisory Bulletins The new MMFLA Emergency Rules state that all cannabis operators must shut down as of Oct. 31, 2018 unless they are licensed at both the state and local level. Insurance Commissioner Lara has said he is waiting for the legislature before he can act.Consumer Watchdog identified three emergency regulations to protect homeowners that Insurance Commissioner Lara has the power to issue today:• Protect homeowners from arbitrary and unjustified rate increases by prohibiting insurance companies from basing rates on secret “black box” risk models and “fireline” scores that are not disclosed to the public.• Protect homeowners who do all the right things to protect their homes by requiring insurance companies to give premium discounts to homeowners who make investments in hardening their home from wildfires.• Ensure Californians can afford to rebuild after a fire by barring the use of claims software that low-balls the cost of repair and reconstruction.“Frankly, your priorities during your first eight months in office have been misguided.
New Emergency Rules Lay Out Recreational Industry in Michigan. Rarely has this been the case as many industry veterans have been labeled as felons and criminals for providing safe and reasonable access to medicine. CR 103E (Suspected Fraudulent Claims)| Emergency rules (5/20/2020) In what seems as a never-ending rollercoaster, the cannabis industry in Michigan has yet another change to deal with that will affect companies’ ability to stay open and keep The new MMFLA Emergency Rules supersede both the last set of Emergency Rules and Rule 19 in the original Emergency Rules, which allowed temporary authorization of current operators. The Department of Licensing and Regulatory Affairs (LARA) is responsible for the state’s regulatory environment and makes the delivery of services more efficient for consumers and business customers.
“For example, instead of utilizing your full regulatory authority to alleviate the skyrocketing rate increases and policy cancellations faced by growing numbers of Californians, you have made passage of a boondoggle for the insurance industry your top priority.”Commissioner Lara sponsored SB 290, legislation to allow the insurance companies and Wall Street to sell insurance, reinsurance and insurance-backed securities to the state with none of the usual oversight that protects taxpayers from being cheated. As Insurance Commissioner, you have broad power that you are not using to prevent insurance companies from unfairly penalizing homeowners.