Terms apply Earn 800 AIR MILES Bonus Miles. Plus, get a rate of 1.99% on balance transfers for 9 months. Receive 50,000 Marriott Bonvoy™ points when you charge $1,500 in the first 3 months of card membership.

When your purchases total US$1,000 or more in a year, the next year's annual fee (US$35) is rebated to your card. The information displayed on this site is subject to change at any time and we do not guarantee 100% accuracy of the information.CurrencyFees is a free resource, created to help the public's money travel further.

Earn 2,500 bonus SCENE points when you spend a minimum of $500 on eligible purchases in the first three months as a new SCENE Visa cardholder.

Get up to 1,000 Bonus Air Miles. $0 annual fee for the first year ($149 thereafter) Earn 5 Marriott Bonvoy™ points per dollar spent at participating Marriott Bonvoy™ properties, 3 points on eligible gas, dining and travel and 2 points on all other spend. Earn 5,000 bonus Scotia Rewards points when you spend $500 on eligible purchases within the first 3 months. Get a 2.99% introductory rate on balance transfers and a 0% balance transfer fee for the first 6 months. Earn up to 40,000 bonus Scotia Rewards points (up to a $400 travel value) in your first year.

The 3.50% is a combination of the average MasterCard exchange rate saving (1% compared to Visa) and the currency conversion charge (0% to 2.60%) the bank charges. Earn 15,000 bonus Aeroplan Miles after spending $1,500 in the first 3 months Mastercard does not offer the interbank rate but instead adds a margin to it, which makes the foreign currency transaction more expensive for you.

Earn a Welcome Bonus of 35,000 Membership Rewards points when you charge $7,000 in purchases to your card in your first three months of Cardmembership. Get a bonus of 40,000 BMO Rewards points ($285 travel value booked on bmorewards.com). Get $50 in cash back bonuses once you charge your first eligible purchase to your card. We may receive compensation from our partners for placement of their products or services. Terms apply

Hopefully we can help you save money on your holidays.The interbank rate (also called mid-market rate) is the midpoint between the buy price and sell price of two currencies on the currency markets. Earn 1.25 AIR MILES reward miles at Shell stations in Canada and 1 mile per $15 spent for all other purchases. $0 annual fee for the first year ($120 thereafter) Earn 5 Membership Rewards points per $1 spent at eligible grocery stores, restaurants, bars, cafés and food delivery services, and earn 2 Membership Rewards points per $1 spent at eligible gas stations, and on transit and travel purchases, and earn 1 Membership Rewards point per $1 spent elsewhere. However, paying in your billing currency is an expensive practice that may potentially result in facing a double exchange rate as well as a fee, and therefore is best avoided at all costs.The credit card exchange rates used are based on the rates offered by your credit card provider, such as Visa, Mastercard and American Express. $0 annual fee for the first year ($150 thereafter)

Earn 5 Scotia Rewards points per $1 spent on eligible grocery, dining and entertainment purchases, 3 points per $1 spent on eligible gas, transportation and select streaming services, and 1 point per $1 spent on eligible purchases elsewhere. If you’re using other debit cards abroad, paying in local currency might not necessarily help you get the best rate. Use the Mastercard currency converter or visit the nearest branch to get the latest rates.We use cookies to ensure that we give you the best experience on our website.

Earn up to 30,000 Membership Rewards points in your first year. Earn 2% cash back in two categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. To make sure you get the Mastercard exchange rate when you’re using Monzo, always choose to pay in local currency. Earn 1.5% cash back on all eligible purchases.

Get a 1.95% interest rate on balance transfers for the first six months (valid within the first 30 days of account opening). Plus, get the annual fee of $120 waived in the first year. Earn 1 AIR MILE for every $10 spent on purchases at eligible stand-alone grocery stores, gas stations and drugs stores in Canada, as well as eligible AIR MILES partners, and earn 1 AIR MILE for every $15 spent on all other eligible purchases elsewhere Earn 2 AIR MILES for every $20 spent at eligible AIR MILES partners, and earn 1 AIR MILE for every $20 spent elsewhere. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services.

Earn 2 Points for every $1 spent on eligible dining or entertainment purchases.