Even just looking at Learn more about Keep an eye on your inbox—we’ll be sending over your first message soon.If you’re looking for a no-frills rewards credit card with brand-name recognition, the Blue from American Express card could be an easy way to get your feet wet.

But if you’re looking to capitalize on a big sign-up bonus, take advantage of bonus rewards categories or have the option to transfer points to potentially increase their value, you’re better off checking out an alternative no-annual-fee card with a far better earning scheme.At 1:1 for general purchases, the Blue card offers the bare minimum rewards, with no bonus categories like gas or groceries giving you the opportunity to earn additional points beyond the base rate. The Blue from American Express card’s lowest APR of 23.99 percent variable is much higher than the national average APR. The best way to earn travel rewards with the Blue from American Express is by using it to book travel on AmexTravel.com and through everyday purchases. Because it has a $0 annual fee, you can earn valuable Membership Rewards points without having to offset a yearly cost. to maintain accurate information. Keep an eye on your inbox—we’ll be sending over your first message soon.Essential news and expert tips in your inbox every week We may receive compensation from the products and services mentioned in this story, but the opinions are the author's own. You won’t necessarily receive a higher travel redemption rate with these cards, but you can benefit from their added perks and earning potential. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. 7 reasons why the Amex Blue Business Plus Card should be in everyone’s wallet . You must be a Philippine Resident or Filipino Citizen. When you click on If you apply for a credit card, the lender may use a different credit score when considering your application for credit.

You must have a minimum income of Php180,000 per annum. CreditCards.com credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. The FinanceBuzz is not a financial institution and does not provide credit cards or any other financial products. Compensation may impact where offers appear. The Blue from American Express provides a great starting point for travelers seeking their first travel credit card. By providing my email address, I agree to CreditCards.com’s Indeed, it’s close to the average APR for a credit card designed for someone with bad credit. This makes it the perfect choice for earning valuable

Destination Family, ShopRunner membership, Entertainment Access (event and ticket presales), membership experiences, lowest hotel rates guarantee, personalized travel service, auto purchasing program, roadside assistance hotline, global assist hotline, dispute resolution, car rental loss and damage insurance, travel accident insurance, purchase protection, extended warranty, return protection, year-end summaryCopyright © 2020 CreditCards.com a Red Ventures Company.

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You can earn 2X points on eligible purchases through AmexTravel.com and 1X points on all other purchases. We have not included all available products or offers. There isn’t a strict mathematical formula at work here. By providing my email address, I agree to CreditCards.com’s FinanceBuzz is reader-supported.

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How to increase your credit limit. This card has a $0 annual fee, which is ideal for newcomers to the points and miles hobby. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. With perks like no annual fee, an easy-to-navigate redemption policy (with plenty of ways to cash in points), free ShopRunner membership and a myriad of travel benefits, it’s a respectable pick if you’re in the market for a starter Amex card or trying to build your credit score.